StepChange Debt Charity (formally CCCS) - you can call them on their Freephone number 0800 138 1111 which is free of charge for mobiles)
Citizens advice bureau If you would rather speak to someone face to face, you can contact your local Citizens Advice Bureau. 03444 111 444
National Debtline is a debt advice charity run by the Money Advice Trust. They are a free and confidential debt advice service for people in England, Wales and Scotland. They have helped millions of people deal with their debts. 0808 808 4000
Credit reference agency contact details
MInd provide advice and support to empower anyone experiencing a mental health problem. They campaign to improve services, raise awareness and promote understanding.
0300 123 3393
Shelters gives practical housing advice and support online, in person and by phone. Their expert advisers give free, confidential advice 365 days a year. Calls are free from UK landlines and all major UK mobiles.
0808 800 444
Samaritans know a lot about what can help you through tough times. They can help you explore your options, understand your problems better, or just be there to listen.
Below are some other organisations that you may find useful
Experian Landmark House Experian Way NG2 Business Park Nottingham NG80 1ZZ
0844 481 8000
TransUnion One Park Lane, Leeds, West Yorkshire, LS3 1EP
Equifax Equifax Credit File Advice Centre P.O. Box 1140 Bradford BD1 5US